Preheat oven to 350 degrees F.

Line a standard loaf pan with parchment paper and set aside.

In a mixing bowl, combine all dry ingredients (flours, baking soda, salt, spices).

In another mixing bowl, combine all wet ingredients (beaten eggs, honey, milk, pumpkin puree, and vanilla extract). Mix until fully combined.

Slowly add dry ingredients into wet and mix well until a smooth batter forms.

Mix chocolate chips into batter leaving a few to sprinkle on top of the batter after pouring into the loaf pan.

Pour the batter into the loaf pan.

Sprinkle a few more chocolate chips right on top.

Bake in the oven for 50-60 minutes or until the top is browned and toothpick or fork comes out clean in the center.

Remove and let cool. Slice and serve room temperature! Enjoy!