Combine all ingredients in a pot on medium heat.
Use a whisk and whisk all ingredients as the chocolate chips begin to melt from the heat.
Continue whisking for a few minutes until it begins to boil and is steaming hot.
Taste and adjust seasonings and chocolate as needed.
Turn off the stove. Pour into a blender or use an immersion blender to blend everything (this creates froth).
Pour into a mug, top with whipped cream, whipped coconut cream, marshmallows, or anything else you’d like. Enjoy!